According to @s_alderoty, Ripple has secured preliminary approval for an Electronic Money Institution license from Luxembourg’s CSSF, highlighting ongoing licensing momentum at the company, source: @s_alderoty on X, Jan 14, 2026. The announcement states this milestone will allow Ripple to scale Ripple Payments across all 27 EU and EEA member states, source: @s_alderoty on X, Jan 14, 2026. For traders, the stated EU-wide coverage under preliminary approval provides a clear roadmap to monitor rollout timing, partner onboarding, and corridor activation tied to Ripple Payments in Europe, source: @s_alderoty on X, Jan 14, 2026.

According to CoinMarketCap, Ripple has received preliminary approval for an Electronic Money Institution license from Luxembourg’s financial regulator, moving it closer to offering EU‑regulated digital asset payment services, source: CoinMarketCap. CoinMarketCap added that this regulatory milestone advances Ripple’s ability to provide regulated payment solutions across the EU, a development traders can track for potential XRP (XRP) market reactions tied to further licensing updates, source: CoinMarketCap. Key trading watchpoints now are a final authorization decision in Luxembourg and any EU rollout announcements, as highlighted by CoinMarketCap.